Welcome to Special Risk Term

With a deep understanding of the industry and a commitment to excellence, we specialize in providing tailored life insurance to meet your unique needs. Our priority is to protect what matters most to you, offering peace of mind and unmatched dedication to ensuring your best interests are always at the heart of what we do.

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TESTIMONIALS

What Our Clients Have To Say

Mike at Special Risk Term is a true gentleman and expert life insurance agent. With Mike's experienced advice and work, I was able to obtain an excellent policy for my family. Mike's advice was consistently on point. I highly recommend.

—Michael C. from Stoneham, MA.

I just wanted to send you a note of thanks. You were really great to work with and were especially patient with me, which I appreciate. Thanks for your help in finding me a suitable policy.

—Rebekah K. from Kalamazoo, MI.

I have to say, working with Mike and Special Risk Term has been amazing, seamless experience from start to finish, Mike gets things done and knows his business, especially given the previous health issue I had.

Richard B. from Long Branch, NJ.

Frequently Asked Questions

What makes SPECIAL RISK TERM DIFFERENT FROM EVERY OTHER AGENCY

Our over 35 years of knowledge an expertise of the special risk life insurance market

Do you represent multiple companies or just one?

Being independent allows us to represent many carriers in order to provide the best solution possible.

Do I have to have a medical exam and do bloodwork?

Initially you will only need to provide information regarding your medical history, although an exam or lab work could need to be order down the road.

Will I be able to review my policy before accepting?

Absolutely, your policy once approved will come with a free look period for you to review.

Who do I contact if I need to make changes to my coverage in the future?

You can always contact our office anytime for any changes or questions about your policy. You also have the option to contact the carrier directly.

6645 Belmont Estates Drive

Dawsonville, GA 30534

678-207-8160

©2025 | Dawsonville, Ga.